Insurance Points
North Carolina has a Safe Driver Incentive Plan (SDIP), which gives North Carolina drivers a financial incentive to drive safely on our state's roads. SDIP allows automobile insurance companies to charge higher premiums for drivers who have violated traffic laws.
Drivers who are convicted of moving traffic violations and/or who cause accidents will be charged higher premiums in accordance with their driving records. SDIP points are charged as follows for convictions and at-fault accidents occurring during the three year period preceding policy application or renewal:
North Carolina has a Safe Driver Incentive Plan (SDIP), which gives North Carolina drivers a financial incentive to drive safely on our state's roads. SDIP allows automobile insurance companies to charge higher premiums for drivers who have violated traffic laws.
Drivers who are convicted of moving traffic violations and/or who cause accidents will be charged higher premiums in accordance with their driving records. SDIP points are charged as follows for convictions and at-fault accidents occurring during the three year period preceding policy application or renewal:
If you have questions concerning your driving record, driving record points, or insurance points, please do not hesitate to contact Adkins Law to speak with a traffic lawyer. An experienced traffic lawyer at Adkins Law can explain how these points are calculated, how they affect you, and how to best defend against any pending traffic matters.